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Life producer license · 2026 exam outline

Pass your life insurance exam the first try.

No fluff. We skip the questions and topics you don’t need and drill only what your state actually tests — timed, scored instantly, with an explanation on every answer choice.

2,400+ producersstudied with Trenches Producer Academy

How it works

01

Pick your state

We load the questions your state board actually tests.

02

Drill the weak spots

Timed 20-question sets, scored the second you finish.

03

Track your pass chance

See readiness climb before you sit the real exam.

What producers say

4.8 average from 2,400+ students

  • I failed the state exam once on my own. Two weeks on Trenches Producer Academy and I walked out with an 88. The explanations on every wrong choice are what did it.
    MD

    Marcus D.

    Life producer · South Carolina

  • The simulator felt harder than the real test, which is exactly what I wanted. Nothing on exam day surprised me.
    PN

    Priya N.

    Agency hire · Georgia

  • Challenge Bank is the killer feature. It kept feeding me my own missed questions until annuities finally clicked.
    TR

    Tanya R.

    Career changer · North Carolina

  • I studied on my phone between appointments. Twenty minutes a day, streak intact, passed first try.
    AW

    Andre W.

    Life & health producer · Florida

What gets tested

  • 01Policy Provisions
  • 02Types of Policies
  • 03Underwriting
  • 04Contract Law
  • 05Policy Riders
  • 06Beneficiaries
  • 07Annuities
  • 08Retirement
  • 09Taxes
  • 10South Carolina Law

Common questions

Still have a question? Start your 2-day trial and see the whole app for yourself.